Staying safe from romance scams
Key facts
| Golden rule | Never send money to someone you haven't met |
|---|---|
| Report in England, Wales and Northern Ireland | Report Fraud, 0300 123 2040 |
| Report in the US | FTC and FBI IC3 (ic3.gov) |
| Free US helpline | AARP Fraud Watch Network, 877-908-3360 |
Most people here are just looking for good company. Scammers are rare, but they're clever. Knowing their tricks is the best protection.
Know the warning signs
The FTC says scammers often move fast, claim strong feelings early and push you to chat somewhere else. They always have a reason they can't meet. In the end, they ask for money for an emergency, a ticket or an investment.
Source: Federal Trade Commission: What to know about romance scams, checked 8 November 2026
Keep your details private
Age UK suggests keeping your full name, date of birth and bank details to yourself. Search the person's name and photos to see if they turn up elsewhere. Never send money to someone you haven't met, whatever the reason.
Source: Age UK: How to spot a catfish, checked 8 November 2026
Talk it through and get help
AARP suggests talking to family and friends about anyone new, and being wary of anyone who wants secrecy. Don't invest with someone you've only met online. In the US, the free AARP Fraud Watch Network Helpline is on 877-908-3360.
Source: AARP: How to protect yourself against online romance scams, checked 8 November 2026
Questions
Someone I've never met wants me to invest in crypto. Is that a scam?
It's a very common sign of one. Don't invest with anyone you've only met online. Stop contact and report the profile.
I've already sent money. What now?
Contact your bank or the payment company straight away. Then report it to Report Fraud in the UK, or the FTC and IC3 in the US.
How do I report a profile here?
Use the report button on their profile or in your messages. A person reviews every report.